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Insurance - Harper & Burns 2018-03-12 (2)ACOROe CERTIFICATE OF LIABILITY INSURANCE DATE IMM OD YYYYi 93/12/2018 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement A statement on this certificate does not confer rights to the certificate holder in lieu of such endomement(s). PRODUCER StateFarm Charles W Boa Insurance Agency Inc 647 Camino de IDS Mares Suite 226 CONTACT NAME: Chadic BOLI PHONE 949 661 8474 FAX NC 949 6617869 Fell.® Arc cepa . chadie.bo8.bBrOlDstatefaml.com INSURERIS) AFFORDING COVERAGE NAIC 0 San Clemente, CA 92673 INSURER A: State Form General Insurance Company 25151 INSURED INSURER e: INSURER C: Harper 8 Burns LLP, John R Harper a Professional Corporation INSURER O: and Alan R Bums and Colin Robert Bums INSURER E: 453 S Glassell St INSURER F: Orange, CA 92866-1905 COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILmNSR TYPE OF INSURANCE INAnA UB POLICY NUMBER POLICY PPOLICY EXP IRIITB COMMERCIAL GENERALW1BILTTY EACH OCCURRENCE S 1.000,000 CLAIMS -MADE ® OCCUR PREMISES fee $ MEDEXP(Arrcrus ) S X 92 -EJ -Y122-3 04/01/2018 04/01/2019 PERSONAL S ACV INJURY $ GENL AGGREGATE UNIT APPLIES PER: POLICY ❑ JEBC El LOC GENERAL AGGREGATE $ 2•000,000 - PRODUCTS-COMP/OP AGG $ $ OTHER: AUTOMOBILE LIABILITY Ee arei EG L LIMIT $ BODILY INJURY (Per Person) S 1000000 ANY AUTO OWNEDSCHEDULED AUTOS ONLY AUTOS AHIREDUTOS ONLY NON -O ED 92 -EJ -4722-3 04/01/2018 04/01/20791P�P�ER�ry BODILY INJURY osw Accident) S 1,000,D00 DAMAGEAUTOS 5 1,000,000 amount see above s UMBRELLA LIARSUR EACH OCCURRENCE S EXCESS DAB CWMS-MADE AGGREGATE S _ DED I I RETENTIO S X WORKERSCOMPENSATmN AND EMPLOYERS LIABILITY - ANY PROPRIETORIPARTNER/EXECUTIVE YIN OFFICERIMEMBER EXCLUDED? X❑ (Mandalory M NH) NIA 92 -EK -W056-3 04/242016 04/2412019 10 TAT R 6, S L EACH ACCIDENT 1,000,000 - E.L. DISEASE -EA EMPLOYEE S 1.000.000 Ifyes, descries undo DESCRIPTION OF OPERATIONS below E.L. DISEASE -POLICY LIMIT S 1,000,DOO DESCRIPTKIN OF OPERATKINS I LOCATIONS I VEHICLES (KORO 101, AddKioml Remarks Schedule, may be attached If more apace is required) Costa Mesa Sanitary District their elected and appointed officials, agents, officers, volunteers and employees listed as Additional Insured—Pursuant to attached endorsements. Costa Mesa Sanitary District 296 Pauladno Avenue v v ulvVII 00 Costa Mesa, CA 92626 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE TION. All riahts ACORD 25 (2016103) The ACORD name and logo are registered marks of ACORD 1001496 132649.12 03-16.2016 SDJ Policy No. 92 EJY122 3 CMP -4786.1 Page 1 of 2 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CMP -4786.1 ADDITIONAL INSURED — OWNERS, LESSEES, OR CONTRACTORS (Scheduled) This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM SCHEDULE Policy Number: 92 EJY122 3 Named Insured: HARPER & BURNS LLP JOHN R HARPER A PROFESSIONAL CORPORATION AND ALAN R BURNS AND COLIN ROBERT BURNS 453 S GLASSELL ST ORANGE CA 92866-1905 Name And Address Of Additional Insured Person Or Organization: COSTA MESA SANITARY DISTRICT ITS ELECTED AND APPOINTED OFFICIALS AGENTS OFFICERS VOLUNTEERS AND EMPLOYEES 290 PAULARINO AVE COSTA MESA CA 92626 3314 SECTION 11 — WHO IS AN INSURED of SECTION II — LIABILITY is amended to in- clude, as an additional insured, any person or organization shown in the Schedule, but only with respect to liability for "bodily injury', "property damage", or "personal and advertis- ing injury" caused, in whole or in part, by: a. Ongoing Operations (1) Your acts or omissions; or (2) The acts or omissions of those acting on your behalf; In the performance of your ongoing opera- tions for that additional insured; or b. Products— Completed Operations "Your work" performed for that additional insured and included in the "products - completed operations hazard". However, Paragraph 1. above is subject to the following: a. The insurance afforded to the additional insured only applies to the extent permit- ted by law; b. If coverage provided to the additional in- sured is required by a contract or agree- ment, the insurance provided to the additional insured will not be broader than that which you are required by the contract or agreement to provide for such addition- al insured; and c. If the contract or agreement between you and the additional insured is governed by California Civil Code Section 2782 or 2782.05, the insurance provided to the additional insured is the lesser of that which: (1) Is allowed for the satisfaction of a de- fense or indemnity obligation by Cali- fornia Civil Code Section 2782 or 2782.05 for your sole liability; or (2) You are required by contract or agreement to provide for such addi- tional insured. We have no duty to defend or indemnify the additional insured under this endorsement un- til a claim or "suit" is tendered to us. 0. Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance services Office. Inc., with its permission. CONTINUED 2. Any insurance provided to the additional in- sured shall only apply with respect to a claim made or a "suit" brought for damages for which you are provided coverage. 3. With respect to the insurance afforded to the additional insured, the following is added to SECTION 11— LIMITS OF INSURANCE: If coverage provided to the additional insured is required by contract or agreement, the most we will pay on behalf of the additional insured will be the lesser of the amount of insurance: a. Required by the contract or agreement; or b. Available under the applicable Limits Of 5 Insurance shown in the Declarations. This endorsement shall not increase the ap- plicable Limits Of Insurance shown in the Declarations. 4. With respect to the insurance afforded to the additional insured, the following is added to Paragraph 3. Duties In The Event Of Occur- rence, Offense, Claim Or Suit of SECTION ii — GENERAL CONDITIONS: The additional insured must: a. See to it that we are notified as soon as practicable of an "occurrence" or an of- fense which may result in a claim. To the extent possible, notice should include: (1) How, when and where the "occur- rence" or offense took_ place; CMP -4786.1 Page 2 of 2 (3) The nature and location of any injury or damage arising out of the "occur- rence" or offense; b. Tender the defense and indemnity of any claim or "suit"to us and to all other insur- ers who may have insurance potentially available to the additional Insured; and c. Agree to make available any other insur- ance the additional insured has for de- fense or damages for which we would provide coverage under SECTION 11 — LIABILITY. With respect to the insurance afforded the ad- ditional insured, the following replaces SEC- TION II —LIABILITY of Paragraph 7. Other Insurance of SECTION I AND SECTION 11 COMMON POLICY CONDITIONS: a. This insurance is primary to and will not seek contribution from any other insurance available to the additional insured, provided that the additional insured Is a named in- sured under such other insurance. b. Regardless of any agreement between you and the additional insured, this insur- ance is excess over any other insurance whether primary, excess, contingent or on any other basis for which the additional in- sured has been added as an additional in- sured on other policies. There will be no refund of premium in the event this endorsement is cancelled. (2) The names and addresses of any in- jured persons and witnesses; and All other policy provisions apply. CMP -4786.1 1007033 148011 08.21.2014 ®, Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance Services Office, Inc., with its permission. StateFarm A,, STATE FARM GENERAL INSURANCE COMPANY A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS DECLARATIONS AMENDED MAY 172018 R"I ox 83 75085-3925 M-23-3601-FA64 F U 003616 3123 Addl Insured -Section II Only COSTA MESA SANITARY DISTRICT ITS ELECTED AND APPOINTED OFFICIALS AGENTS OFFICERS VOLUNTEERS AND EMPLOYEES 290 PAULARINO AVE COSTA MESA CA 92626-3314 Policy Number 92 -EJ -Y122-3 Policy Period Effective Date Expiration Date 12 Months APR 1 2018 APR 1 2019 The policy period begains and ends at 12:01 am standard time atthe premisesTocatlon. Named Insured HARPER 8 BURNS LLP JOHN R HARPER A PROFESSIONAL CORPORATION AND ALAN R BURNS AND COLIN ROBERT BURNS 453 S GLASSELL ST ORANGE CA 92866-1905 Office Policy Automatic Renewal - If the policy period is shown as 12 months, this policywill be renewed automatically subjectto the premiums, rules and forms in effectfor each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law. Entity: LLP Reason for Declarations Endorsement Premium Increase Discounts Applied: Renewal Year Years in Business Claim Record Your policy is amended MAY 17 2018 ADDITIONAL INSURED ADDED PREMIUM ADJUSTMENT FORM CMP -4786.1 ADDED ..m Prepared JUN 15 2018 © Copyright State Farm Mutual Automobile Insurance Company, 2008 CMP -4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 035427 290 AI Continued on Reverse Side of Page Page 1 of 6 N DECLARATIONS (CONTINUED) Office Policy for COSTA MESA SANITARY DISTRICT Policy Number 92 -EJ -Y122-3 SECTION 1- PROPERTY SCHEDULE Location Location of Limit of Insurance' Limit of Insurance' Seasonal Number Described Increase - Premises Coverage A - Coverage B - Business Buildings Business Personal Personal Property Property 001 453 S GLASSELL ST No Coverage $ 86,400 25% ORANGE CA 92866-1905 `As of the effective date of this policy, the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage, SECTION I - INFLATION COVERAGE INDEX(ES) Cov A - Inflation Coverage Index: Cov B - Consumer Price Index: SECTION I - DEDUCTIBLES N/A 246.8 Basic Deductible $1,000 Special Deductibles: Money and Securities $250 Employee Dishonesty $250 Equipment Breakdown $1,000 Other deductibles may apply - refer to policy. Prepared JUN 15 2016 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP -4000 Includes copyrighted material of Insurance Services Nice, Inc., with its permission. 035427 Continued on Next Page Page 2 of 6 State Farm ®® DECLARATIONS (CONTINUED) Office Policy for COSTA MESA SANITARY DISTRICT Policy Number 92 -EJ -Y122-3 SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH DESCRIBED PREMISES The coverages and corresponding limits shown below apply separately to each described premises shown in these Declarations, unless indicated by "See Schedule." If a coverage does not have a corresponding limit shown below, but has 'Included" indicated, please refer to that policy provision for an explanation of that coverage. Prepared JUN 15 2018 © Copyright, State Farm Mutual Automobile Insurance Company, 2000 CMP -4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 035428 290 Continued on Reverse Side of Page Page 3 of 6 N LIMIT OF COVERAGE INSURANCE Accounts Receivable On Premises $50,000 Off Premises $15,000 Arson Reward $5,000 Back -Up Of Sewer Or Drain $15,000 Collapse Included Damage To Non -Owned Buildings From Theft, Burglary Or Robbery Coverage B Limit Debris Removal 25% of covered loss Equipment Breakdown Included Fire Department Service Charge $5,000 Fire Extinguisher Systems Recharge Expense $5,000 Forgery Or Alteration $10,000 Glass Expenses Included Increased Cost Of Construction And Demolition Costs (applies only when buildings are 10% insured on a replacement cost basis) Money And Securities (Off Premises) $5,000 Money And Securities (On Premises) $10,000 Money Orders And Counterfeit Money $1,000 Newly Acquired Business Personal Property (applies only if this policy provides $100,000 Coverage B - Business Personal Property) Newly Acquired Or Constructed Buildings (applies only if this policy provides $250,000 Coverage A - Buildings) Prepared JUN 15 2018 © Copyright, State Farm Mutual Automobile Insurance Company, 2000 CMP -4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 035428 290 Continued on Reverse Side of Page Page 3 of 6 N DECLARATIONS (CONTINUED) Office Policy for COSTA MESA SANITARY DISTRICT Policy Number 92 -EJ -Y122-3 Ordinance Or Law - Equipment Coverage Included Outdoor Property $5,000 Personal Effects (applies only to those premises provided Coverage B - Business $5,000 Personal Property) Personal Property Off Premises $15,000 Pollutant Clean Up And Removal $10,000 Preservation Of Property 30 Days Property Of Others (applies only to those premises provided Coverage B - Business $2,500 Personal Property) Signs $2,500 Unauthorized Business Card Use $5,000 Valuable Papers And Records On Premises $50,000 Off Premises $15,000 Water Damage, Other Liquids, Powder Or Molten Material Damage Included SECTION I - EXTENSIONS OF CO1/ERAGE - LIMIT OF INSURANCE - PER POLICY The coverages and corresponding limits shown below are the most we will pay regardless of the number of described premises shown in these Declarations. COVERAGE Dependent Property - Loss Of Income Employee Dishonesty Utility Interruption - Loss Of Income Loss Of Income And Extra Expense LIMIT OF INSURANCE $5,000 $10,000 $10,000 Actual Loss Sustained - 12 Months Prepared JUN 15 2018 © Copyright, State Farm Mutual Automobile Insurance Company, 2006 CMP -4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 035428 Continued on Next Page Page 4 of 6 State Farm ® DECLARATIONS (CONTINUED) Office Policy for COSTA MESA SANITARY DISTRICT Policy Number 92 -EJ -Y122-3 SECTION II - LIABILITY Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section II - Liability in the Coverage Form and any attached endorsements. Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. i 'A -TX IM_ e _ ll CMP -4101 LIMIT OF COVERAGE INSURANCE Coverage L - Business Liability $1,000,000 Coverage M - Medical Expenses (Any One Person) $5,000 Damage To Premises Rented To You $300,000 CMP -4710 LIMIT OF AGGREGATE LIMITS INSURANCE Products/Completed Operations Aggregate $2,000,000 General Aggregate $2,000,000 Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section II - Liability in the Coverage Form and any attached endorsements. Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy. i 'A -TX IM_ e _ ll CMP -4101 Businessowners Coverage Form CMP -4786.1 *Addl Insd Owners Lessee Sched CMP -4819.1 Unauthorized Business Card Use FE -6999.2 Terrorism Insurance Cov Notice CMP -4705.1 Loss of Income & Extra Expense CMP -4710 Employee Dishonesty CMP -4709 Money and Securities CMP -4698 Back -Up of Sewer or Drain CMP -4704 Dependent Prop Loss of Income CMP -4703 Utility Interruption Loss Incm CMP -4788.1 Addl Insd Mgrs Lessor of Prem CMP -4721 Ex Personal Advertising Injury CMP -4860.1 Al Design Person Org Prepared JUN 15 2018 © Copyright State Farm Mutual Automobile Insurance Company, 2008 CMP -4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 035429 290 Continued on Reverse Side of Page Page 5 of 6 N DECLARATIONS (CONTINUED) Office Policy for COSTA MESA SANITARY DISTRICT Policy Number 92 -EJ -Y122-3 CMP -4787 Waiver of Trans Rgt of Recov FD -6007 Inland Marine Attach Dec * New Form Attached NAMED INSURED'S FULL NAME HARPER & BURNS LLP, JOHN R HARPER INC, GENERAL PARTNER & CURTIN, JUDI, GENERAL PARTNER & BURNS, ALAN R, GENERAL PARTNER & BURNS, CYNTHIA A, GENERAL PARTNER This policy is issued by the State Farm General Insurance Company. Participating Policy You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation, as amended. In Witness Whereof, the State Farm General Insurance Company has caused this policy to be signed by its President and Secretary at Bloomington, Illinois. rn, - C,444 Secretary President IMPORTANT NOTICE: California law requires us to provide you with Information for filing complaints with the State Insurance Department regarding the coverage and service provided under this policy. Your agent's name and contact information are provided on the front of this document. Another option is to reach out by mail or phone directly to: Slate Farm"' Executive Customer Service PO Box 2320 Bloomington IL 61702 Phone it 1-800-STATEFARM (1800-782-8332) Department of Insurance complaints should be filed only after you and State Farm or your agent or other company representative have failed to reach a satisfactory agreement on a problem. California Department of Insurance Consumer Services Division 300 South Spring Street Los Angeles, CA 90013 Phone # 1800 -927 -HELP (4357) or visit www.insurance ca.aovf01-consumers Prepared JUN 15 2018 CO Copyright, State Farm Mutual Automobile Insurance Company, 2008 CMP -4000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 035429 290 Page 6 of 6 N StateFarm A. STATE FARM GENERAL INSURANCE COMPANY A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS INLAND MARINE ATTACHING DECLARATIONS RrcSaidson9TX 75085-3925 M-23-3601-FA64 F U Named Insured HARPER & BURNS LLP JOHN R HARPER A PROFESSIONAL CORPORATION AND ALAN R BURNS AND COLIN ROBERT BURNS 453 S GLASSELL ST ORANGE CA 92866-1905 ATTACHING INLAND MARINE Policy Number 92 -EJ -Y122-3 Policy Period Effective Date Expiration Date 12 Months APR 1 2018 APR 1 2019 The policy period beggins and ends at 12:01 am standard time atthe premisesTocatlon. Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subjectto the premiums, rules and forms in effectfor each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lien holder written notice in compliance with the policy provisions or as required by law. Annual Policy Premium Included The above Premium Amount is included in the Policy Premium shown on the Declarations. Your policy consists of these Declarations, the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequentto the issuance of this policy. Forms, Options, and Endorsements FE -8739 Inland Marine Conditions FE -6271 Amendatory Endorsement FE -8745 Inland Marine Computer Prop See Reverse for Schedule Page with Limits Prepared JUN 15 2018 © Copyright State Farm Mutual Automobile Insurance Company, 2008 FD -6007 Includes copyrighted material of Insurance Services office, Inc., with its permission. 035430 530 He a.2 05-31-2011 I0132320 92 -EJ -Y122.3 ATTACHING INLAND MARINE SCHEDULE PAGE ATTACHING INLAND MARINE ENDORSEMENT LIMIT OF DEDUCTIBLE ANNUAL NUMBER COVERAGE INSURANCE AMOUNT PREMIUM FE -8745 Inland Marine Computer Prop 9 25,000 $ 500 Included Loss of Income and Extra Expense $ 25,000 Included Prepared JUN 15 2018 FD -6007 035430 OTHER LIMITS AND EXCLUSIONS MAY APPLY- REFER TO YOUR POLICY m Copyright, State Farm Mutual Automobile Insurance Company, 2000 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 530 005 o.2 D5 31 7011 Io 13233c1 State Farm 92 -EJ -Y122-3 035431 CMP -4786.1 • • •, Page 1 of 2 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. CMP4786.1 ADDITIONAL INSURED — OWNERS, LESSEES, OR CONTRACTORS (Scheduled) This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM SCHEDULE Policy Number: 92 -EJ -Y122-3 Named Insured: HARPER & BURNS LLP JOHN R HARPER A PROFESSIONAL CORPORATION AND ALAN R BURNS AND COLIN ROBERT BURNS 453 S GLASSELL ST ORANGE CA 92866-1905 Name And Address Of Additional Insured Person Or Organization: COSTA MESA SANITARY DISTRICT ITS ELECTED AND APPOINTED OFFICIALS AGENTS OFFICERS VOLUNTEERS AND EMPLOYEES 290 PAULARINO AVE COSTA MESA CA 92626-3314 SECTION II — WHO IS AN INSURED of SECTION II — LIABILITY is amended to in- clude, as an additional insured, any person or organization shown in the Schedule, but only with respect to liability for "bodily injury", "property damage", or "personal and advertis- ing injury" caused, in whole or in part, by. a. Ongoing Operations (1) Your acts or omissions; or (2) The acts or omissions of those acting on your behalf; in the performance of your ongoing opera- tions for that additional insured: or b. Products – Completed Operations "Your work" performed for that additional insured and included in the "products - completed operations hazard". However, Paragraph 1. above is subject to the following: a. The insurance afforded to the additional insured only applies to the extent permit- ted by law; b. If coverage provided to the additional in- sured is required by a contract or agree- ment, the insurance provided to the additional insured will not be broader than that which you are required by the contract or agreement to provide for such addition- al insured; and c. If the contract or agreement between you and the additional insured is governed by California Civil Code Section 2782 or 2782.05, the insurance provided to the additional insured is the lesser of that which: (1) Is allowed for the satisfaction of a de- fense or indemnity obligation by Cali- fornia Civil Code Section 2782 or 2782.05 for your sole liability; or (2) You are required by contract or agreement to provide for such addi- tional insured. We have no duty to defend or indemnify the additional insured under this endorsement un- til a claim or "suit" is tendered to us. ©, Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance Services Office, Inc., with its permission. CONTINUED 92-EJ-YI22-3 035437 CMP -4786.1 Page 2 of 2 2. Any insurance provided to the additional in- (3) The nature and location of any injury sured shall only apply with respect to a claim or damage arising out of the "occur - made or a "suit' brought for damages for rence" or offense; which you are provided coverage. b. Tender the defense and indemnity of any 3. With respect to the insurance afforded to the claim or "suit' to us and to all other insur- additional insured, the following is added to ers who may have insurance potentially SECTION II — LIMITS OF INSURANCE: available to the additional insured; and If coverage provided to the additional insured c. Agree to make available any other insur- is required by contract or agreement, the most ance the additional insured has for de - we willpay on behalf of the additional insured fense or damages for which we would will be the lesser of the amount of insurance: provide coverage under SECTION II — a. Required by the contractor agreement; or LIABILITY. b. Available under the applicable Limits Of 5. With respect to the insurance afforded the ad - Insurance shown in the Declarations. ditional insured, the following replaces SEC- TION II —LIABILITY of Paragraph 7. Other This endorsement shall not increase the ap- Insurance of SECTION I AND SECTION II — plicable Limits Of Insurance shown in the COMMON POLICY CONDITIONS: Declarations. a. This insurance is primary to and will not 4. With respect to the insurance afforded to the seek contribution from any other insurance additional insured, the following is added to available to the additional insured, provided Paragraph 3. Duties In The Event Of Occur- that the additional insured is a named in- rence, Offense, Claim Or Suit of SECTION sured under such other insurance. II — GENERAL CONDITIONS: b. Regardless of any agreement between The additional insured must: you and the additional Insured, this insur- ance is excess over any other insurance a. See to it that we are notified as soon as whether primary, excess, contingent or on practicable of an "occurrence' or an of- any other basis for which the additional in- fense which may result in a claim. To the sured has been added as an additional in - extent possible, notice should include: sured on other policies. (1) How, when and where the "occur- There will be no refund of premium in the event rence" or offense took place; this endorsement is cancelled. (2) The names and addresses of any in- jured persons and witnesses; and All other policy provisions apply. CM P-4786.1 ®, Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance Services Office, Inc., with its permission.