2021-22 Declarations - Pollution LiabilityDeclarations – Pollution Liability Coverage
2021-2022 Pollution Liability Coverage Documents Pollution Liability Coverage: 1 of 3 Tel 800.537.7790
Special District Risk Management Authority Fax 916.231.4111
Rev. 07/01/2021 www.sdrma.org
MEMBER COVERED:Costa Mesa Sanitary District
290 Paularino Avenue
Costa Mesa, California 92626
Your District/Agency/City has elected to participate in the risk
financing coverage programs described below as “THE PACKAGE
PROGRAM” and in such other programs as are indicated herein. These
DECLARATIONS together with the Memorandum, the
Public/Educational Entity Pollution Liability Insurance Policy attached
as Exhibit G, the terms and conditions of the Sixth Amended and
Restated Joint Powers Agreement and Bylaws, or successor documents
thereto, constitute the entire agreement concerning risk-financing
coverage between the Special District Risk Management Authority and
your District/Agency/City.
Please read the Sixth Amended and Restated Joint Powers Agreement
and Bylaws of the Special District Risk Management Authority
(hereinafter “SDRMA”), or successor documents thereto, together
with the Memorandum of Coverages, hereinafter referred to as the
“Memorandum” and the policy attached as Exhibit G to ascertain all of
your District's/Agency's/City’s rights and obligations regarding its
relationship with the Special District Risk Management Authority and
the insurers issuing the policies as part of “THE PACKAGE PROGRAM.”
COVERAGE PERIOD: July 1, 2021 at 12:01 a.m. to July 1, 2022 at 12:01 a.m.
COVERAGE(S)
LIMITS $ 1,000,000 Blanket Limit per Pollution Condition, during the
coverage period, to which this insurance applies,
subject to terms, conditions and exclusions as
provided in the policy contained in Exhibit G, subject
to both the per pool aggregate limit shown below and
subject to the aggregate limit for all pollution
conditions and the total policy aggregate limit.
$ 25,000,000 Aggregate Limit for All “Pollution Conditions”, all pools
in addition to SDRMA.
$ 25,000,000 Total Policy Aggregate Limit, all pools in addition to
SDRMA
$ 2,000,000 Per Aggregate Limit for each SDRMA Member.
$ 2,000,000 Per Aggregate limit for all SDRMA Members
$ 2,000,000 Per Pollution Incident
Declarations – Pollution Liability Coverage
2021-2022 Pollution Liability Coverage Documents Pollution Liability Coverage: 2 of 3 Tel 800.537.7790
Special District Risk Management Authority Fax 916.231.4111
Rev. 07/01/2021 www.sdrma.org
The maximum limit of liability for all Damages shall not exceed the
highest limit of any of the applicable limits. Upon satisfaction of any
one of the applicable limits, no further coverage is afforded.
Blanket Limit includes the following sub-limits:
$ 100,000 Disinfection Event Expenses Per Pollution Incident
$ 100,000 Disinfection Event Expenses Program Aggregate
$ 250,000 Image Restoration Expenses Per Pollution Incident
$ 250,000 Image Restoration Expenses Coverage Aggregate
$ 1,000,000 Restoration Costs Program Aggregate (Mold Matter
Only)
$ 1,000,000 Legionella Per Pollution Incident
$ 2,000,000 Sewer Backup or Overcharge Per Pollution Incident
$ 250,000 Any Punitive, Exemplary and Multiplied Damages and
Civil Fines, Penalties and Assessments Fines
$ 2,000,000 Products Pollution and Exposure Liability Per
Pollution Incident
$ 5,000,000 Products Pollution and Exposure Liability Aggregate
$ 2,000,000 Contractor’s Pollution Per Pollution Incident - All
other Operations
$ 2,000,000 Contractor’s Pollution Aggregate
Note: the above sub-limits payable under this coverage do not
increase and are not in addition to the applicable limit of liability.
SPECIFIC COVERAGE
PROVISIONS
EXCLUSIONS
MEMBER RETENTION
Please refer to the Specific Coverage Provisions under the attached
Exhibit G for explanatory descriptions of specific coverages and
claims.
Please refer to the exclusions as per the terms of the attached Exhibit
G.
$ 250,000 Each Pollution Incident After July 1, 2021 (except
where noted below)
Declarations – Pollution Liability Coverage
2021-2022 Pollution Liability Coverage Documents Pollution Liability Coverage: 3 of 3 Tel 800.537.7790
Special District Risk Management Authority Fax 916.231.4111
Rev. 07/01/2021 www.sdrma.org
SPECIFIC RETENTION
Other Insurance
$ 500,000 Each Pollution Incident Prior to July 1, 2021
$ 500,000* Aggregate Sublimit for Mold Matter Per Member that is
a K-12 School only (*or $50,000 per room impacted,
whichever is greater – a room is considered equal to 250
sq ft of floor space)
$ 750,000 Underground Storage Tanks (less than 25 years old)
$ 1,000,000 Underground Storage Tanks (more than 25 years old)
The insurance afforded by this Policy shall apply as primary to any
other valid, collectible insurance, with the exception of the following:
policies specifically written to be in excess of this policy, the APIP
Property policy, any standalone pollution policy, losses due to or
associated with products pollution, any tank fund, or any loss arising in
whole or in part to microbial matter or legionella pneumophila.
NOTE 1: AS POLLUTION LIABILITY COVERAGE, ABOVE: POLLUTION LIABILITY COVERAGE is furnished
solely by the insurance policy(ies) referred to herein.
This information is provided as a general description only and is not intended to supersede specific policy
documents. In the
event of a conflict in language, the policy(ies) will be the controlling document.
7776551.1