Insurance - Gentry General Engineering - 2021-5-4GENTR-3
ACaRL7` CERTIFICATE OF LIABILITY INSURANCE
D05104ATE I2021 j
05/04/2021
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED
REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(les) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WANED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder In lieu of such endorsements .
PRODUCER 909-9804211
Sllverstone Insurance Services
Jetton & Associates, Inc
PO BOX 1200
RANCHO CUCAMONGA, CA 91729
House Account
acT Brent Jetton, AAI, CIC
PHONE 409-980-4211 FAX 909-980.4785
WC, No, Ext): WC, No):
ADDRESS:
INSURERS AFFORDING COVERAGE
NA1C #
INSURERA: James River Insurance C m an
12203
INSURED
Gentry General Engineering Inc
9277 Archibald Avenue
Rancho Cucamonga, CA 91730
INSURERB: Regent Insurance Co.
24449
Insurance Company of the We
INSURER C : p Y
27847
INSURER D: Westchester Surplus Lines Ins
10172
INSURER E :
INSURER F :
C_OVFRaGFS f_FRTIFI[_ATF NIIMRF:R- Pr.VICInfJ NI IMR9t=1P.
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
ILNTR
TYPE OF INSURANCE
AN D
SUB
POLICY NUMBER
MMIDD EFF
POLICY EXP
LIMITS
A
X
COMMERCIAL GENERAL LIABILITY
CLAIMS MADE ®OCCUR
X
X
000865582
10/1912020
10/19/2021
EACH OCCURRENCE
$ 1,000,000
AMAGE TO a ENEDo cur en
R M S
$ SO,OOO
X
MED EXP (Any one person)
$ S,000
Ltd Contractual
X
X, C, U
PERSONAL & ADV INJURY
$ 1,000,000
NOT EXCLUDED
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY®® jECT LOC
GENERAL AGGREGATE
$ 2,000,000
PRODUCTS - COMP/OP AGG
$ 2,000,000
OTHER:
B
AUTOMOBILE
LIABILITY
COMBINED SINGLE LIMIT
Ea accident
1,000,000
$
X
BODILY INJURY (Per person)
$
ANY AUTO
X
X
BCA0005149-01
05/O6/2021
05/06/2022
BODILY INJURY Per accident
OWNED SCHEDULED
AUTOS ONLY AUTOS
X
PROPERTY DAMAGE
Per accident
$
HIRED X NON -OWNED
AUTOS ONLY AUTOS ONLY
A
UMBRELLA LIAB
X
OCCUR
EACH OCCURRENCE
$ 5,000,000
X
AGGREGATE
$ 5,000,000
EXCESS LIAB
CLAIMS -MADE
000965371
10/19/2020
1011912021
DED X I RETENTION $ O
$
C
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY YIN
ANY PROPRIETORIPARTNERIEXECUTIVE
OFFICER,FMEMBE-R EXCLUDED? ®
(Mandatory In
INIA
X
SA 5048153 02
05106/2021
05/06/2022
X STATUTE X ERA
E.L. EACH ACCIDENT
1,000,000
$
E.L DISEASE -EA EMPLOYEE
$ 1,000,000
If yes, describe under
DESCRIPTION OF OPERATIONS below
E.L. DISEASE - POLICY LIMIT
1,000,000
D
POLLUTION LIAB
G71564630002
10/19/2020
10/19/2021
GEN AGG
2,000,000
B
PROPERTY
BPK0008360-00
05/06/2021
05/0612022
BLDG
303,246
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
RE #321 Indus Sewer Main Replacement. Costa Mesa Sanitary District, their
elected and appointed officials, agents, officers, volunteers, and emplo ees
are named as additional insureds with respects to general liability & au o
liability. Waiver of subrogation applies to general liability, auto
liability & workers comp. Coverage is primarylnon-contributory. *30 Days NOC
COSTAMS
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
Costa Mesa Sanitary District � ACCORDANCE WITH THE POLICY PROVISIONS.
(``/j
290 Paularino Avenue
Costa Mesa CA 92626 AUTHORIZED REPRESENTATIVE
ACORD 25 (2016/03) @ 1988-2015 ACORD CORPORATION. All rights reserved.
The ACORD name and logo are registered marks of ACORD
Policy No. 000865582
COMMERCIAL GENERAL LIABILITY
CG 20 '10 07 04
THIS ENDORSEMENT CHANGES THE POLICY.. PLEASE READ IT CAREFULLY
ADDITIONAL INSURED - OWNERS, LESSEES OR
CONTRACTORS -SCHEDULED PERSON OR
ORGANIZATION
Th...'s end-ofsemenk modifies in-six-anCe provided under the. following:
CO"IeVINIFE R;r, tAL QENE RAL L 1ABiLiTY '%�__'10V.-E_--RAGE P 1^1 RT
SCHEDULE
Name Of Addffi*nal InsUrOd Per,-50n(S)
Or Or2anizolion(,,�,),
Loc�afionf(s) of Govarod -Opp ns
W,.,ere required, by written comralm rjv, wriften. agreement
Nt nos-ravoin-s cuf the Namecl Insureds
----------- - -- - ---- - - -------------------- - - - - ---- - - - - - - ---- - - - ----------------- - ------- - - - --------------L------------ - --------------- - - - - - - - - - - - - - - - - - - ----- - ------------------- - -------- - --
Information re-qu.,ired tO com-piete ;11 nat shown above, wail ")a S'No"mr. in the,
A. Section 11 - Who Is Art irsuirod is amended a. With reSDect tc-, tt�,P, ineiuranca_ aff--xded to
as an additional irks 11;:Iled the per sours. "'Ir
wdditiona.l. du -
a ex
shown in the J -,heduicn, but onIy
sions appiy
viftl respac't to ;j;r fcr %dijjy ;-I,; ry% )'-property
T.-his does not apply to "bodiiy injury or
'a or "personal a,.n-d ia-.1, nlisinq r. n�qe r ve
-ropertydia.ma(ge" -0 ter:
Caused, in 'e"hole, or in Part, by:
I All P<rls 03 tXjUlf)..
1. you.acs or arli�S`Pons: o
in ;th suc",cwvk.
as, (t.(KIIIS-slons ooe,
2. ctf thse
'-e (x<3aviaThi_,
311thp-t lin 3-tce, fti
'y
behalf;
o, epair:s) tilt be perfori-ied or ont'beb-alf
tr•thr, , ereos fr
se aceoyouongoingoatio
tby
the adr,Ilionainsureds Wt he Jocaionothe
Me a.0"alitional at M!e location(s)
covered Operations b.-en corripleled�; or
n, ated above.
.Z.t poron of llyoLtt- wor; oW.. which the.
2� 7hti
W1,11ury or damage ainses has beerl. Put t.", fts ir;-
tended use by ally person or organization Gth-
ef giari another contlmc-tor or subc.antf`,actcr
1: %.A -
engaged in pe-ifformi-rig operar-!,Cj:!-rS for a P"11"':
pal cas a parzo rr.e same proiect.
Policy No. 000865582
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY.. PLEASE READ IT CAREFULLY.
TF: s end-ofsiamen modifies -suF- m e prvvidw miler the following:
GENE ZAL i._IA,,.11_I i Y i.iVfi7- --i.A E PART
SCHEDULE
Na p, Of Additi ral Insured Pewsonfs) i Location And Doscription Of Compi :ted Opera -
Or £arc&t C i r d 3d33'#€ss i tionems
s
i =
s
i
i
------
where required by written contract or wrftlmn j Ail opdtat€,-);ns -of the Named €nst>redS
i s
i
i
s
i
;
s
i
;
__ _ _
Information t re : ::red to 'com Yiete, t€ is ��'hedule, =f irmt ghcv.n above, ;dill tva sinm -n in the, €3ac€afaW—ns --------------------
Section 11 r— fir`€ o is .#fin Insured S 8i�'fPrided #off €f}dQ
as as additiona- iins:r%^ th:e persons; or {organ iz
t� i r.ho,,
rion(s):.�Tn. in the
'f 4r K ti T t' .'t
iiaiii:y !Qr Igo: !y injury"' or "�o':+ �.3�r�a 1` �a#�t;�.
in {.;r in past, by "your wrar c" at the iocatio : e-sig_
natal and described e, Lie this ,.. ,,,v. V�,/-
that addltionai tsar�;s� andn:;ii�d�,
in ] operations i!aLG`f
about:blank 5/8/2i
Policy No. 000865582
COMMERCIAL GENERAL LIABILITY
CG 24 04 05 09
WAIVER OF TRANSFER OF RIGHTS OF RECOVERY
AGAINST OTHERS TO US
Th-;1`5 provided unde, the f Oil 'DIN—in-9:
CQ'-"v1ME--F?,CtAL GENERAL LIABILITY CCOVERAIGE PART
PRO,Dt'%-,'T�!CCiMP;—'---TEC- OPERATIONS LIABIL't-I've, C,,..,-IVERAG:--- PART
SCHEDULE
Name Of Person Or Organization.'
Miere requ"irex" by writlen wri-Men 81g.M.Men't,
ve. M, be shcs"'A'm in t�ie D. -daratik"IMS.
.r ;Iele lh-is Schedule; ii� n 1(" "n at,
'
mfc)rmaticm re�iuirecj- cot a
'r of
The, fol wim is addc-xl to 8. 'rr. v
9 3, 1 and
Rights Of Ramovery Agaias;t. Others. To Us -Of
Se eftnIV � Conditions
S
We iwaive any dglhit of ri:- very w, rMaY
9
pe'r'Snn of in hi. S.."I -tedule
ify VX
rp -,, , �;'A .0
aix,rve i)ecaiuse 6-1 i)aymenfs v A -a fo
0 e " iabofii'�" c'-f
I)L;t Ot VOW' .4190-ila of"'EH,
C C
vvof-k" Or ne, a cuixitract vv;:4h tha'* pZ!2-':0wr'
(Y (IM'.1nizailu-0 afld, Included ;!n 'tie "INt
only to 4%he "..'erson -X in 'the
-:.
s -. A L; 1: , e
Policy No. 000865582
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
PRIMARY AND NON CONTRIBUTORY
ENDORSEMENT
This endorsement modifies insurance provided under the following:
ALL COVERAGE PARTS
Name Of Additional Insured Person(s)
Or Or anization s
If no entry appears above, this endorsement applies to all Additional Insureds covered under
this policy.
Any coverage provided to an Additional Insured under this policy shall be excess over any other
valid and collectible insurance available to such Additional Insured whether primary, excess,
contingent or on any other basis unless a written contract or written agreement specifically
requires that this insurance apply on a primary and noncontributory basis.
ALL OTHER TERMS AND CONDITIONS OF THE POLICY REMAIN UNCHANGED.
AP5031 US O4.10 Page 1 of 1
POLICY NO. BCA0005149-01
COMMERCIAL AUTO
AHCA85900917
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
A. BROADENED WHO IS AN INSURED
Paragraph A.I. Who Is an Insured of SECTION II
— LIABILITY COVERAGE is amended to include
the following:
d. Any "employee" of yours is an "insured"
while using a covered "auto" you don't
own, hire or borrow in your business or
your personal affairs.
e. Any "employee" of yours is an "insured"
while using an "auto" hired or rented under
a contract or agreement in that "employ-
ee's" name, with your permission, while
performing duties related to the conduct of
your business.
f. Each person or Organization to whom you
are required by a written contract or
agreement to provide additional insured
status is an "insured" under Liability Cov-
erage, but only to the extent that person or
organization qualifies as an "insured" un-
der the Who is an Insured Provision con-
tained in Section II of the coverage form.
The written contract or agreement must be
in effect during the policy period shown in
the Declarations and must have been exe-
cuted prior to the "bodily injury" or "proper-
ty damage."
B. LIABILITY COVERAGE EXTENSIONS SUPPLE-
MENTARY PAYMENTS
Paragraphs A.2.a. (2) and A.2.a. (4) Coverage
Extensions — Supplementary Payments of
SECTION 11 — LIABILITY COVERAGE are deleted
and replaced with the following:
(2) Up to $5,000 for the cost of bail bonds
(including bonds for related traffic law
violations) required because of an "ac-
cident" we cover. We do not have to
furnish these bonds.
(4) All reasonable expenses incurred by
the "insured" at our request, including
actual loss of earnings up to $500 a
day because of time off from work.
C. FELLOW EMPLOYEE COVERAGE
Paragraph B.5. Fellow Employee Exclusion con-
tained in SECTION II — LIABILITY COVERAGE
does not apply if the "bodily injury" results from the
use of a covered "auto" you own or hire that is not
a bus, motorcycle or van used to transport em-
ployees.
This Fellow Employee Coverage is excess over any
other collectible insurance.
D. POLLUTION LIABILITY — BROADENED COV-
ERAGE FOR COVERED AUTOS
1. Liability Coverage is changed as follows:
a. Paragraph B.11.a. of the Pollution Exclu-
sion in SECTION 11 — LIABILITY COV-
ERAGE applies only to liability assumed
under a contract or agreement.
b. With respect to the coverage afforded by
Paragraph 1.a. Above, Exclusion B.6.
Care, Custody or Control of SECTION 11
LIABILITY does not apply.
2. Changes in Definitions
For the purposes of this endorsement, Para-
graph D. of SECTION V — DEFINITIONS is
replaced by the following:
D. "Covered pollution cost or expense" means
any cost or expense arising out of:
1. Any request, demand, order or statuto-
ry or regulatory requirement that any
"insured" or others test for, monitor,
clean up, remove, contain, treat, de-
toxify or neutralize, or in any way re-
spond to, or assess the effects of "pol-
lutants"; or
Includes copyrighted material of Insurance Services Office, Inc.,
AH CA 85 90 09 17 with its permission. Page 1 of 6
2. Any claim or "suit" by or on behalf of a
governmental authority for damages be-
cause of testing for, monitoring, cleaning
up, removing, containing, treating, detoxify-
ing or neutralizing, or in any way respond-
ing to or assessing the effects of "pollu-
tants".
"Covered pollution cost or expense" does not
include any cost or expense arising out of the
actual, alleged or threatened discharge, dis-
persal, seepage, migration, release or escape
of "pollutants":
a. Before the "pollutants" or any property
in which the "pollutants" are contained
are moved from the place where they
are accepted by the "insured" for
movement into or onto the covered
"auto"; or
b. After the "pollutants" or any property in
which the "pollutants" are contained
are moved from the covered "auto" to
the place where they are finally deliv-
ered, disposed of or abandoned by the
"insured".
Paragraphs a. and b. above do not apply
to "accidents" that occur away from prem-
ises owned by or rented to an "insured"
with respect to "pollutants" not in or upon
a covered "auto" if:
(1) The "pollutants" or any property in
which the "pollutants" are con-
tained are upset, overturned or
damaged as a result of the
maintenance or use of a covered
"auto"; and
(2) The discharge, dispersal, seep-
age, migration, release or escape
of the "pollutants" is caused di-
rectly by such upset, overturn or
damage.
This Pollution Liability Coverage is subject to an
Annual Aggregate Limit of Liability of $100,000.
E. NEWLY ACQUIRED OR FORMED
ORGANIZATIONS
Throughout this policy, the words you and your al-
so refer to any organization you newly acquire or
form, other than a partnership, joint venture or lim-
ited liability company, and over which you maintain
ownership or majority interest, but only if there is
no similar insurance available to that organization.
However:
1. The coverage does not apply to an "accident"
which occurred before you acquired or formed
the organization.
2. Unless you notify us to add coverage to your
policy, the coverage under this provision is af-
forded only until:
a. The 120th day after you acquire or form the
organization, or
b. The end of the policy period, whichever is
earl ier.
01 k • l ►►
Paragraph A.2. Towing of SECTION III — PHYS-
ICAL DAMAGE COVERAGE is deleted and re-
placed with the following:
We will pay for towing and labor costs each time a
covered "auto" is disabled. All labor must be per-
formed at the place of disablement. If the "auto" is
of the private passenger type, there will be no de-
ductible. If the "auto" is other than a private pas-
senger type, a $100 deductible will apply.
The most we will pay under this EXTENDED TOW-
ING coverage is $750 per occurrence.
G. PHYSICAL DAMAGE COVERAGE
EXTENSIONS
Paragraph A.4. — Come ra ge Extensions of SEC-
TION III — PHYSICAL DAMAGE COVERAGE is
amended as follows:
a. Transportation Expenses
The amount we will pay for temporary
transportation expense is increased to $50
per day to a maximum of $3, 000.
b. Loss of Use Expenses
The amount we will pay for loss of use is
increased to $75 per day and to a maxi-
mum limit of $1,000.
1. This coverage applies only to a covered "auto"
described or designated in the Schedule or in
the Declarations as carrying physical damage
coverage.
2. We will pay for rental reimbursement expenses
incurred by you for the rental of an "auto" be-
cause of "loss" to a covered "auto". Payment
applies in addition to the otherwise applicable
amount of coverage you have on each covered
"auto".
3. We will pay only for those expenses incurred
during the policy period beginning 24 hours af-
ter the "loss" and ending, regardless of the pol-
icy's expiration, with the lesser of the following
number of days:
Includes copyrighted material of Insurance Services Office, Inc.,
Page 2 of 6 with its permission. AH CA 85 90 0917
a. The number of days reasonably required to
repair or replace the covered "auto". If
"loss" is caused by theft, this number of
days is added to the number of days it
takes to locate the covered "auto" and re-
turn it to you; or
b. 30 days.
4. Our payment is limited to the lesser of the fol-
lowing amounts:
a. Necessary and actual expenses incurred;
or
b. $50 per day
5. This coverage does not apply while there are
spare or reserve "autos" available to you for
your operations.
6. If "loss" results from the total theft of a covered
"auto" of the private passenger type, we will
pay under this coverage only that amount of
your rental reimbursement expenses which is
not already provided for under the paragraph
A.4. Coverage Extensions in SECTION III —
PHYSICAL DAMAGE COVERAGE.
No Deductible applies to this coverage.
1. AIRBAG COVERAGE
Exclusion B.3. in SECTION III — PHYSICAL
DAMAGE COVERAGE is amended to add:
This exclusion does not apply to the accidental
discharge of an airbag.
J. AUDIO, VISUAL AND DATA ELECTRONIC
EQUI PM ENT
1. Cove rage
a. We will pay with respect to a covered "au-
to" described in the Schedule for "loss" to
any electronic equipment that receives or
transmits audio, visual or data signals and
that is not designed solely for the repro-
duction of sound. This coverage applies
only if the equipment is permanently in-
stalled in the covered "auto" at the time of
the "loss" or the equipment is removable
from a housing unit which is permanently
installed in the covered "auto" at the time
of the "loss", and such equipment is de-
signed to be solely operated by use of the
power from the "auto's" electrical system,
in or upon the covered "auto".
b. We will pay with respect to a covered "au-
to" described in the Schedule for "loss" to
any accessories used with the electronic
equipment described in Paragraph 1.a.
above. However, this does not include
tapes, records or discs.
2. Exclusions
The exclusions that apply to SECTION III —
PHYSICAL DAMAGE, except for the exclusion
relating to Audio, Visual and Data Electronic
Equipment, also apply to coverage provided by
this endorsement. In addition, the following ex-
clusions apply:
We will not pay, under this endorsement, for
either any electronic equipment or accessories
used with such electronic equipment that is:
a. Necessary for the normal operation of the
covered "auto" or the monitoring of the
covered "auto's" operating system; or
(1). An integral part of the same unit hous-
ing any sound reproducing equipment
designed solely for the reproduction of
sound if the sound reproducing equip-
ment is permanently installed in the
covered "auto"; and
(2). Permanently installed in the opening of
the dash or console normally used by
the manufacturer for the installation of
a radio.
3. Limit Of Insurance
With respect to coverage under this endorse-
ment, the Limit Of Insurance provision of
SECTION III — PHYSICAL DAMAGE COV-
ERAGE is replaced by the following:
a. The most we will pay for all "loss" to audio,
visual or data electronic equipment and
any accessories used with this equipment
as a result of any one "accident" is the
lesser of:
(1). The actual cash value of the damaged
or stolen property as of the time of the
"loss";
(2). The cost of repairing or replacing the
damaged or stolen property with other
property of like kind and quality; or
(3). $1, 500.
b. An adjustment for depreciation and physi-
cal condition will be made in determining
actual cash value at the time of the "loss".
c. If a repair or replacement results in better
than like kind or quality, we will not pay for
the amount of betterment.
4. Deductible
No deductible applies to this coverage.
The insurance provided by this extension is excess
over any other collectible insurance.
Includes copyrighted material of Insurance Services Office, Inc.,
AH CA 85 90 09 17 with its permission. Page 3 of 6
K. TAPES, RECORDS AND DISCS COVERAGE
Exclusion BA~a, of SECTION KKU -- PHYSICAL
DAMAGE COVERAGE kodeleted and replaced by
the following:
m. Tmpem, nyconjo, discs orother similar ou-
d|c\ visual or data electronic deWomm de-
signed for use with mudio, visual or data
electronic equipment except when the
tmpea, recordo, discs or other o|m||or ou-
d|o. Wsum| ordata electronic devices-
(1) Are your property or that mfofamily
member, and
(2) Are in o covered ''auto" etthe time of
(a). The most we will pay fbx"looa" is
$200No Physical Damage Cov-
erage deductible applies to this
coverage.
This extension provides coverage only toacovered
"auto"
L. PHYSICAL DAMAGE DEDUCTIBLE -- SINGLE
DEDUCTIBLE AND GLASS REPAIR
Paragraph D. Deductible in SECTION III --
PHYSICAL DAMAGE COVERAGE is deleted and
replaced by the following:
D. Deductible
For each cowered ''auto." our obligation to pay
for, repe|r, return or replace damaged orstolen
property will be reduced by the applicable de-
ductible shown in the Declarations. AnyCom-
pn*hona|ve Cowynage deductible shown in the
Declarations does not apply to "loss" caused
by fire or lightning.
When two or more covered "autos" sustain
"loss" |nthe same oocumsnoo, the total ofall
the "loss" for all the involved covered "autos"
will be reduced by a single deduct|b|a, which
will be the largest of all the deductibles apply-
ing toall such covered "mutos."
No deductible applies to glass damage if the
glass |srepaired rather than replaced.
M. PERSONAL EFFECTS COVERAGE
1. If you purchase Comprehensive Coverage on
this policy for m stolen owned "auto", we will
pay up to $600 for "personal effects" stolen
with the "auto".
2. "Personal effects" as used in this extension
means tangible property that |oworn orcarried
by the "insured". "Personal effects" does not
include tools, jewvery, money, aecuMUeo, radar
or laser detectors, or tapes, neconJs, discs or
similar oud|c\ \AnuaU or data electronic equip-
ment.
No Deductible applies to this extension.
The insurance provided by this extension is excess
cnerany other collectible insurance.
N. LOAN/LEASE PAYOFF COVERAGE
The SECTION III -- PHYSICAL DAMAGE COV-
ERAGE|o amended by the addition ofthe follow-
ing:
In the event of o total "loss" to o cowered "auto"
shown in the Dec|arat|oma, we will pay any unpaid
amount due on the lease or loan for covered "au-
to", less -.
1. The amount paid under the Physical Ommoga
Co\erageSection ofthe policy; and
2. Any:
a. Overdue lease/loan payments edthe time
ofthe "|oao";
b. Financial penalties imposed under elease
for excessive use, abnormal wear and tear
orhigh mileage.
c' Security deposits not returned bythe |em-
aoc
.
d. Costs for extended warranties, Credit Life
Insurance, Health, Accident or [Uoab|||ty
Insurance purchased with the loan or
|amse'. and
e. Carry-over balances from previous loans or
leases.
0. CUSTOM SIGNS AND DECORATIONS
In the «xent of atcta| |oee to o vehicle insured for
auto physical damage coverage on this po|iuy, in
addition to the ACV of the veh|c|e, we will pay the
actual cost torepair orreplace o|gnaQeorcustom
paint details upto$5.00O.
P. HIRED AUTO PHYSICAL DAMAGE
If hired "autos" are covered "autos" for Liability
Coverage and if Physical Damage Coverage of
Comprehensive, Specified Causes oYLoss, VrCo|-
||n|on are provided under this Coverage Form for
any "auto" you own, then the Physical Damage
Coverage's pnr\�idadl are extended to "autos" you
hire of like kind and use subject to the following
The most wmwill pay for any one loss is the lesser
oYthe following:
1. $5OOOOper accident,
Includes copyrighted material o[Insurance Services Office, Inc..
2. Actual Cash Value, or
3. The cost of repair.
The deductible will be equal to the largest deducti-
ble applicable to any owned "auto" for that cover-
age. No deductible applies to "loss" caused by fire
or lightning. This Hired Auto Physical Damage cmL
erage is excess over any other collectible insur-
ance. Subject to the above limit, deductible and
excess provisions, we will provide coverage equal
to the broadest coverage applicable to any covered
"auto" you own.
Q. DUTIES IN EVENT OF ACCIDENT, CLAIM, SUIT
OR LOSS
Subparagraphs A.2.a. of SECTION IV — BUSI-
NESS AUTO CONDITIONS is deleted and re-
placed by:
a. In the event of "accident", claim, "suit" or
"loss", you, your insurance manager or any
other person you designate must give us or our
authorized representative prompt notice of
such "accident" or "loss". Include:
(1) How, when and where the "accident" or
"loss" occurred;
(2) The "insured's" name and address; and
(3) To the extent possible, the names and ad-
dresses of any injured persons and wit-
nesses.
Knowledge of an "accident" or "loss" by your
agent, servant or "employee" shall not be consid-
ered knowledge by you unless you, your insurance
manager or any other person you designate has
received notice of the "accident" or "loss" from your
agent, servant, or "employee."
R. WAIVER OF SUBROGATION
SECTION IV — BUSINESS AUTO CONDI-
TIONS— A. 5. Transfer of Rights of Recovery
Against Others to Us is amended as follows:
This condition does not apply to any person or or-
ganization to which you waived this condition by
written contract or agreement, but only to the ex-
tent that subrogation is waived prior to the "acci-
dent" or "loss" under a contract with that person or
organization.
S. UNINTENTIONAL FAILURE TO DISCLOSE HAZ-
ARDS
Any unintentional failure to disclose all exposures
or hazards existing as of the effective date of the
Business Auto Coverage Form or at any time dur-
ing the policy period will not invalidate or adversely
affect the coverage for such exposure or hazard.
However, you must report the undisclosed expo-
sure or hazard to us as soon as reasonably possi-
ble after its discovery.
T. EXTENDED EMPLOYEE HIRED AUTO PHYS I CAL
DAMAGE
Paragraph B.5.b. Other Insurance of SECTION IV
— BUSINESS AUTO CONDITIONS is deleted and
replaced by the following:
b. For Hired Auto Physical Damage Cover-
age, the following are deemed to be cov-
ered "autos" you own:
1. Any covered "auto" you lease, hire,
rent or borrow; and
2. Any covered "auto" hired or rented by
your "employee" under a contract in
that individual "employee's" name, with
your permission, while performing du-
ties related to the conduct of your
business.
However, any "auto" that is leased, hired, rented or
borrowed with a driver is not a covered "auto".
U. POLICY PERIOD, COVERAGE TERRITORY
Paragraph B.7. Policy Period, Coverage Territo-
ry of SECTION IV — BUSINESS AUTO CONDI-
TIONS is deleted and replaced by:
7. Policy Period, Coverage Territory
Under this Coverage Form, we cover "acci-
dents" and "losses" occurring:
a. During the policy period shown in the Dec-
larations; and
b. Within the coverage territory.
The coverage territory is:
a. The United States of America;
b. The territories and possessions of the
United States of America;
c. Puerto Rico;
d. Canada; and
e. Anywhere in the world if:
Paragraph B.2. Concealment, Misrepresentation (1) A covered "auto" is leased, hired,
Or Fraud in SECTION IV — BUSINESS AUTO rented or borrowed for a period of 30
CONDITIONS is amended by adding the following: days or less; and
Includes copyrighted material of Insurance Services Office, Inc.,
AH CA 85 90 09 17 with its permission. Page 5 of 6
(2) The "insured's" responsibility to pay
damages is determined in a "suit" on
the merits, in the United States of
America, the territories and posses-
sions of the United States of America,
Puerto Rico, or Canada or in a settle-
ment we agree to.
We also cover "loss" to, or "accidents" involving, a
covered "auto" while being transported between
any of these places.
V. DEFINITION OF BODILY INJURY AMENDED
Paragraph C. of SECTION V — DEFINITIONS is
amended to include:
"Bodily Injury" includes mental anguish or other
mental injury resulting from "bodily injury." Howev-
er, no coverage is provided for mental anguish or
mental injury absent physical injury.
None of the extensions provided under this cover-
age endorsement apply if coverage is more specifi-
cally identified elsewhere in the policy or endorse-
ments, for which a premium charge is made or a
higher limit is identified. Under no circumstances is
any limit provided under this extension to be com-
bined with a limit provided elsewhere in the policy
or endorsements.
Includes copyrighted material of Insurance Services Office, Inc.,
Page 6 of 6 with its permission. AH CA 85 90 0917
WORKERS COMPENSATION AND .LOYERS LIABILITY INSURANCE POLICY WC 99 06 34
(Ed. 8-00)
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT - BLANKET
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce
our right against the person or organization named in the Schedule. (This agreement applies only to the extent that
you perform work under a written contract that requires you to obtain this agreement from us).
The additional premium for this endorsement shall be
otherwise due.
Person or Organization
ANY
PERSON/ORGANIZATION
WHEN REQUIRED BY
WRITTEN CONTRACT
3 % of the total California Workers' Compensation premium
Schedule
Job Description
ALL CALIFORNIA
OPERATIONS
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Endorsement Effective 05/06/20 2 :1 Policy No. WSA 5048153 02 Endorsement No.
Insured GENTRY GENERAL ENGINEERING INC Premium $ INCL .
Insurance Company INSURANCE COMPANY OF THE WEST
Countersigned By
WC 99 06 34
(Ed. 8-00)
INSURED