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Insurance - Teaman, Ramirez, & Smith 2019-01-07TFAMRAm-n1 KAnnnnK CERTIFICATE OF LIABILITY INSURANCE DATE (MMIDDIYYYY) CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, 01/07/2019 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER License # OC36861 CONTACT Karen M Adcock NAME: Inland Empire-Alliant Insurance Services, Inc. 735 Carnegie Dr Ste 200 PHONE FAX (A/C, No, Ext): (909) 886-9861 (A/C, No):(909) 886-2013 E-MAIL ADDRESS: KAdcockWalliantcom San Bernardino, CA 92408 — — ------ INSURER(S) AFFORDING COVERAGE NAIC # INSURER A: Travelers Casualty and Surety Company of America 31194 INSURED INSURER B :Travelers Property Casualty Company of America/ 25674 INSURER C: Oak River Insurance Company _ _ 34630 Teaman, Ramirez & Smith, Inc. 4201 Brockton Ave 100 - Company Insurance INSURER D: _Navigators v 42307 Riverside, CA 92501 -,-INSURER-E: ------ $ 2,66-0,000 I INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDLSUBR POLICY EFF POLICY EXP DD"MR TYPE OF INSURANCE INSDIWVD POLICY NUMBER IMMIDD/YYYY IMM1DDr1YYYl LIMITS M 1� A X COMMERCIAL GENERAL LIABILITY I F_ --I CLAIMS -MADE X] OCCUR 680-1393XO6A-1 9-42 01/10/2019 01/1012020 EACH OCCURRENCE $ 2,000,000 DAMAGE TO RENTED PREM�E�Ea occurrence --- $ 300,000 — — ------ EXP MED An person $ 5,000 PERSONAL & ADV INJURY $ 2,66-0,000 rGEN'L AGGREGATE LIMIT APPLIES PER: 1 1 PRO- POLICY L__j JECT F__1 LOC GENERAL AGGREGATE PRODUCTS -COMP/OP AGG $ 4,000,000 $ 4,000,006 1 OTHER: A AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ 2,000,000 BODILY INJURY_(Pp _�ersoq)_ $ ANY AUTO OWNED SCHEDULED AUTOS ONLY AUTOS i 680-1393XO6A-19-42 01110/2019j01/10/2020 BODILY INJURY Per accident PROPERTY DAMAGE _(Peraccident) X HIRED X N&TN6ST&D AUTOS ONLY A LY 1 $ B X X UMBRELLA LIAR OCCUR EACH OCCURRENCE $ 1,000,000 EXCESS LIAB CLAIMS -MADE) DED I 7XRETENTION $ 10,0001 CUP -1530X948-19-42 01/1012019 0111012020 AGGREGATE Prod/Co A 99 $ 1,000,000 $ 1,000,000 C WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y/N ANY PROPRIETOR/PARTNER/EXECUTIVE [-- F ER/MEMBER EXCLUDED? (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below N/A TEWC912849 0410112018 04/01/2019 XI PER OTH- __LER_.__ --I STATUTEJ I E.L. EACH ACCIDENT E.L. DISEASE - EA EMPLOYEE E.L. DISEASE -POLICY LIMIT __ ------------ -- --------- 1,000,000 $ --- ----------- _$ 1,000,000 $ 1,000,000 D Professional Liab CE19APLOA3Y281V 01101/2019 01/0112020 Each Claim 5,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Re: Operations pertaining to the named insured for certificate holder. Costa Mesa Sanitary District, their elected and appointed officials, agents, officers, volunteers, and employees are Additional Insured with Primary/Non-contributory on general liability per endorsement attached. CERTIFICATE HOLDER CANCELLATION ACORD 25 (2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE Costa Mesa Sanitary District 290 Paularino Ave THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Costa Mesa, CA 92626 AUTHORIZED REPRESENTATIVE ACORD 25 (2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 680-1393X06A-19-42 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. M VIN This endorsement modifies insurance provided under the following. - COMMERCIAL GENERAL LIABILITY COVERAGE PART GENERAL DESCRIPTION OF COVERAGE — This endorsement broadens coverage. The following listing is a general coverage description only. Limitations and exclusions may apply to these coverages. Read all the PRO- VISIONSof this endorsement carefully to determine rights, duties, and what is and is not covered. A. Broadened Named insured B, Damage To Premises Rented To You Extension • Perils of fire, explosion, lightning, smoke, water • Limit increased to $300,000 C. Blanket Waiver of Subrogation D. Blanket Additional Insured— Managers or Lessors of Premises E. Blanket Additional Insured — Lessor of leased Equipment F. Incidental Medical Malpractice G. Personal Injury — Assumed by Contract K Extension of Coverage — Bodily Injury PROVISIONS A BROADENED NAMED INSURED 1. The Named Insured in Item 1. of the Declara- tions is as follows: The person or organization named in Item 1. of the Declarations and any organization, other than a partnership or joint venture, over which you maintain ownership or majority, in- terest on the effective date of the policy. However, coverage for any such organization will cease as of the date during the policy pe- riod that you no longer maintain ownership of, or majority interest in, such organization. I WHO IS AN INSURED (Section 1 Item 4.a. is deleted and replaced by the following: a. Coverage under this provision is afforded only until the 180th day after you acquire or form the organization or the end of the policy period whichever is earlier, unless reported in writing to us within 180 day& 3. This Provision A does not apply to any per- son or organization for which coverage is ex- cluded by endorsement. I. Injury to Co -Employees and Co -Volunteer Workers J. Aircraft Chartered with Crew K Non -Owned Watercraft — increased from 25 feet to 50 feet L Increased Supplementary Payments • Cost for bail bonds increased to $2,500 • Loss of earnings increased to $500 per day M. Knowledge and Notice of Occurrence or Offense N. Unintentional Omission 0. Reasonable Force — Bodily Injury or Property Damage B. DAMAGE 10 PRENSES 'RENTED TO YOU EXTENSION 1. The last paragraph of COVERAGE A BOD- ILY Ii"►fJURY AND PROPERTY DAMAGE LI- ABILITY (Section I — Coverages) is deleted and replaced by the following: Exclusions a through n. do not apply b dam- age b premises while rented to you, or tem- porarily occupied by you with permission of the owner, caused by: a Fire; b. Explosion, c. Lightning; d. Smoke resulting from such fire, explosion, or lightning; or e. Water. A separate Omit of insurance applies to this coverage as described in LIMITS OF INSUR- ANCE (Section 110, 2. This insurance does not apply to damage to premises while rented lo you, or temporarily CG D1 86 11 03 Copyright, The Travelers Indemnity Company, 2003 Page 1 of 5 02055 COMMERCIAL GENERAL LIABILITY occupied by you with permission of the owner, caused by: a Rupture, bursting, or operation of pres- sure relief devices; b. Rupture or bursting due to expansion or swelling of the contents of any building or structure, caused by or resulting from wa- ter; c. Explosion of steam boilers, steam pipes, steam engines, or steam turbines. I Part & of LIMITS OF INSURANCE (Section 110 is deleted and replaced by the following: Subject to & above, the Damage To Prem- ises Rented To You Limit is the most we will pay under COVERAGE A for damages be- cause of "property damage" to any one prem- ises while rented to you, or temporarily occu- pied by you with permission of the owner, caused by fire, explosion, lightning, smoke resulting from such fire, explosion, or light- ning, or water. The Damage To Premises Rented To You Limit will apply to all damage proximately caused by the same "occur- rence", whether such damage results from fire, explosion, lightning, smoke resulting from such fire, explosion, or lightning, or water, or any combination of any of these. The Damage To Premises Rented To You Limit will be the higher of: a. $300,000; or b. The amount shown on the Declarations for Damage To Premises Rented To You Limit. A Under DEFINITIONS (Section V), Paragraph a of the definition of "insured contract" is amended so that I does not include that por- tion of the contract for a lease of premises that indemnifies any person or organization for damage to premises while rented to you, or temporarily occupied by you with permis- sion of the owner, caused by, & Fire; b. Explosion; c. Lightning; d. Smoke resulting from such fire, explosion, or lightning; or COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I -- Coverages) Coverages) is excluded by endorsement. C. BLANKET WAIVER OFSUBROGATION We waive any right of recovery ve may have against any person or organization because of payments we make for injury or damage arising out of premises owned or occupied by or rented or loaned to you; ongoing operations performed by you or on your behalf, done under a contract with that person or organization; "your work-, or "your products". We waive this right where you have agreed to do so as part of a written contract, executed by you prior to loss. 0. BLANKET ADDITIONAL INSURED - MANAG- ERS OR LESSORS OF PREMISES Wl-IO IS AN INSURED (Section 1) is amended to include as an insured any person or organization (referred to below as "additional insured} with whom you have agreed in a written contract, exe- cuted prior to loss, to name as an additional in- sured, but only with respect to liability arising out of the ownership, maintenance or use of that part of any premises leased to you, subject to the fol- lowing provisions: 1. Limits of Insurance. The limits of insurance afforded to the additional insured shall be the limits which you agreed to provide, or the lim- its shown on the Declarations, whichever is less, I The insurance afforded to the additional in- sured does not apply to, a Any "occurrence" that takes place after you cease to be a tenant in that premises; h Any premises for which coverage is ex- cluded by endorsement, or c. Structural alterations, new construction or demolition operations performed by or on behalf of such additional insured. 3. The insurance afforded to the additional in- sured is excess over any valid and collectible insurance available to such additional in- sured, unless you have agreed in a written contract for this insurance to apply on a pri- mary or contributory basis. E. BLANKET ADDIMONAL INSURED - LESSOR OF LEASED EQUIPMENT e. Water. WHO IS AN INSURED (Section IQ is amended to This'Provision B, does not apply if coverage include as an insured any person or organization for Damage To Premises Rented To You of (referred to below as "additional insured") with Page 2 of 5 Copyright, The Travelers Indemnity Company, 2003 CG1318611103 whom you have agreed in a written contract, exe- cuted prior to loss, to name as an additional in- sured, but only with respect to their liability arising 3. out of the maintenance, operation or use by you of equipment leased to you by such additional in- sured, subject to the following provisions. 1. Limits of Insurance. The limits of insurance afforded to the additional insured shall be the limits which you agreed to provide, or the lim- its shown on the Declarations, whichever is less. Z The insurance afforded to the additional in- sured does not apply to: a. Any "occurrence" that takes place after the equipment lease expires; or b. "Bodily injury" or "property damage" aris- ing out of the sole negligence of such ad- ditional insured. I The insurance afforded to the additional in- sured is excess over any valid and collectible insurance available to such additional in- sured, unless you have agreed in a written contract for this insurance to apply on a pri- mary or contributory basis. F. INCIDENTAL MEDICAL MALPRACTICE 1. The definition, of "bodily injury" in DEFINI- TIONS (Section V) is amended to include "in- cidental Medical Malpractice Injury". Z The following definition is added to DEFINI- TIONS (Section V): "Incidental medical malpractice injury" means bodily injury, mental anguish, sickness or dis- ease sustained by a person, including death resulting from any of these at any time, aris- ing out of the rendering of, or failure to ren- der, the following services: a Medical, surgical, dental, laboratory, x-ray or nursing service or treatment, advice or instruction, or the related furnishing of food or beverages; b. The furnishing or dispensing of drugs or medical, dental, or surgical supplies or appliances; or c. First aid. d "Good Samaritan services"- As used in this Provision F., "Good Samaritan ser- vices" are those medical services ren- dered or provided in an emergency and 4. COMMERCIAL GENERAL LIABILITY for which no remuneration is demanded or received. Paragraph 2.a.(1 }r of WHO IS AN IN- SURED (Section 10 does not apply to any registered nurse, licensed practical nurse, emergency medical technician or paramedic employed by you, but only while performing the services described in paragraph Z above and while acting within the scope of their em- ployment by you. Any "employees" rendering "Good Samaritan services" will be deemed to be acting within the scope of their employ- ment by you. The following exclusion is added to paragraph Z Exclusions of COVERAGE A — BODILY INJURY AND PROPERTY DAMAGE LIABIL- ITY (Section I— Coverages). (This insurance does not apply to:) Liability arising out of the willful violation of a penal statute or ordinance relating to the sale of pharmaceuticals by or with the knowledge or consent of the insured. For the purposes of determining the applica- ble limits of insurance, any act or omission, together with all related acts or omissions in the furnishing of the services described in paragraph Z above to any one person, will be considered one "occurrence". This Provision F. does not apply W you are in the business or occupation of providing any of the services described in paragraph Z above. 7. The insurance provided by this Provision F. shall be excess over any other valid and col- lectible insurance available b the insured, whether primary, excess, contingent or an any other basis, except for insurance pur- chased specifically by you to be excess of this policy. a PERSONAL INJURY — ASSUMED BY CON- TRACT 1. The Contractual Liability Exclusion in Part 2., Exclusions of COVERAGE B. PER- SONAL AND ADVERTISING INJURY LIABIL- ITY (Section I — Coverages) is deleted and replaced by the following: (This insurance does not apply to:) Contractual Liability "Advertising injury" for which the insured has assumed liability in a contract or agreement. This exclusion does not apply to liability for CG DI 9611 03 Copyright, The Travelers Indemnity Company, 2003 Page 3 of 4200 COMMERCIAL GENERAL LIABILITY damages that the insured would have in the absence of the contract of agreement. Z Subparagraph L of the definition of "insured contract" (DEFINITIONS - Section V) is de- leted and replaced by the following'. L That part of any other contract or agree- ment pertaining to your business (includ- ing an indemnification of a municipality in connection with work performed for a municipality) under which you assume the tort liability of another party to pay for "bodily injury," "property damage" or "per- sonal injury" to a third party or organiza- tion. Tort liability means a liability that would be imposed by law in the absence of any contract or agreement. 3. This Provision a does not apply I COVER- AGE B. PERSONAL AND ADVERTISING IN- JURY LIABILITY is excluded by endorse- ment. H. EXTENSION OF COVERAGE - BODILY IN- JURY The definition of "bodily injury" (DEFINITIONS -- Section Section V) is deleted and replaced by the follow- ing: "Bodily injury" means bodily injury, mental an- guish, mental injury, shock, fright, disability, hu- miliation, sickness or disease sustained by a per- son, including death resulting from any of these at any time. 1. INJURY TO CO -EMPLOYEES AND CO - VOLUNTEER WORKERS 1. Your "employees" are insureds with respect to *bodily injury" to a co -"employee" in the course of the co --employee's" employment by you, or to your "volunteer workers" while per- forming duties related to the conduct of your business, provided that this coverage for your "employees" does not apply to acts outside the scope of their employment by you or while performing duties unrelated to the conduct of your business. Z Your "volunteer workers" are insureds with respect to "bodily injury" to a co -"volunteer worker" while performing duties related to the conduct of your business, or to your "employ- ees" in the course of the "employee's" em- ployment by you, provided that this coverage for your "volunteer workers" does not apply while performing duties unrelated to the con- duct of your business. 3. Subparagraphs 2.a_(11)(a), (b) and (c) and 3.a. of WHO IS AN INSURED (Section 11) do not apply to "bodily injury" for which insurance is provided by paragraph 1. or 2. above. J. AIRCRAFT CHARTERED WITH CREW 1. The following is added to the exceptions con- tained in the Aircraft, Auto Or Watercraft Exclusion in Part 2., Exclusions of COVER- AGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I- Coverages): (This exclusion does not apply to:) Aircraft chartered with crew to any insured. I This Provision J. does not apply If the char- tered aircraft is owned by any insured. 3. The insurance provided by this Provision J. shall be excess over any other valid and col- lectible insurance available 10 the insured, whether primary, excess, contingent or on any other basis, except for insurance pur- chased specifically by you to be excess of this policy. K NON -OWNED WATERCRAFT 1. The exception contained in Subparagraph (2) of the Aircraft, Auto Or Watercraft Exclu- sion in Part 2.. Exclusions of OVERAGE A. BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I - Coverages) is deleted and replaced by the following: (2) A watercraft you do not own that is: (a) Fifty feet long or less; and (b) Not being used to carry persons or property for a charge-, 2- This Provision K applies to any person who, with your expressed or implied consent, either uses or is responsible for the use of a water- craft. 3. The insurance provided by this Provision K shall be excess over any other valid and col- lectible insurance available to the insured, whether primary, excess, contingent or on any other basis, except for insurance pur- chased specifically by you to be excess of this policy. L INCREASED SUPPLEMENTARY PAYMENTS Parts b. and d. of SUPPLEMENTARY PAY MENTS - COVERAGES A AND B (Section I - Coverages) are amended as follows: 1. In Part b. the amount we will pay for the cost of ball bonds is increased to $2500, Page 4 of 5 Copyright, The Travelers Indemnity Company, 2003 CGD1861103 ![=_l 0_0 Z In Pail d. the amount we will pay for loss of earnings is increased to $500 a day. K KNOWLEDGE AND NOTICE OF OCCUR- RENCE OR OFFENSE 1. The following is added to COMMERCIAL GENERAL LIABILITY CONDITIONS (Section M, paragraph Z (Duties In The Event of Oc- currence, Offense, Claim or Suit): Notice of an "occurrence, or of an offense which may result in a claim under this insur- ance shall be given as soon as practicable af- ter knowledge of the "occurrence" or offense has been reported to any insured listed under Paragraph I. of Section 11 — Who Is An In- sured or an "employee" (such as an insur- ance, loss control or risk manager or adminis- trator) designated by you to give such notice. Knowledge by other "employee(s)" of an "oc- currence" or of an offense does not imply that you also have such knowledge. 7. Notice shall be deemed prompt I given in good faith as soon as practicable to your workers' compensation insurer. This applies only if you subsequently give notice to us as soon as practicable after any insured listed under Paragraph 1. of Section 11— Who Is An Insured or an "employee" (such as an insur- ance, loss control or risk manager or adminis- trator) designated by you to give such notice discovers that the "occurrence", offense or claim may involve this policy, I However, this Provision M. does not apply as respects the specific number of days within COMMERCIAL GENERAL LIABILITY which you are required to notify Lis in writing of the abrupt commencement of a discharge, release or escape of "pollutants" which causes "bodily injury" or properly damage" which may otherwise be covered under this policy. N. UNINTENTIONAL OMISSION The following is added to COMMERCIAL GEN- ERAL LIABILITY CONDITIONS (Section paragraph & (Representations),, The unintentional omission of, or unintentional error in, any information provided by you shall not prejudice your rights under this insurance. How- ever, this Provision N. does not affect our right to collect additional premium or to exercise our right of cancellation or nonrenewal in accordance with applicable state insurance laws, codes or regula. tions. 0. REASONABLE FORCE - BODILY INJURY OR PROPERTY DAMAGE The Expected Or Intended Injury Exclusion in Part 2., Exclusions of COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY (Section I - Coverages) is deleted and replaced by the folJowing: (This insurance does not apply to:) Expected or Intended Injury or Damage "Bodily injury" or "property damage" expected or intended from the standpoint of the insured. This exclusion does not apply to "bodily injury" or "property damage" resulting from the use of rea- sonable force to protect persons or property. CG DI 86 11 03 Copyright, The Travelers Indemnity Company, 2003 Page 5 of 5 020957 POLICY NUMBER: 680-1393X06A-19-42 COMMERCIAL GENERAL LIABILITY THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Loll I This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PROVISIONS COMMERCIAL GENERAL LIABILITY CONDITIONS (Section M, Paragraph 4, (Other Insurance), is amended as follows: 1. The following is added to Paragraph a Primary Insurance: However, K you specifically agree in a written con- tract or written agreement that the insurance pro- vided to an additional insured under this Coverage Part must apply an a primary basis, or a primary and non-contributory basis, this insur- ance is primary to other insurance that is avail- able to such additional insured which covers such additional insured as a named insured, and we will not share with that other insurance, provided that: a. The "bodily injury" or "property damage" for which coverage is sought occurs; and h The "personal injury" or "advertising injury" for which coverage is sought arises out of an of. fense committed subsequent to the signing and execution of that contract or agreement by you. I The first Subparagraph (2) of Paragraph h Ex- cess Insurance regarding any other primary in- surance available to you is deleted. I The following is added to Paragraph h Excess Insurance, as an additional subparagraph under Subparagraph (1): That is available to the insured when the insured is added as an additional insured under any other policy, including any umbrella or excess policy, CG DO 37 04 06 Copyright 2005 The St. Paul Travelers Companies, Inc. All rights reserved. Page I of 1