Minutes - Investment - 2008-05-22•
COSTA MESA SANITARY DISTRICT
MINUTES OF INVESTMENT OVERSIGHT COMMITTEE MEETING
May 22, 2008
CALL TO ORDER The meeting was called to order at 5:00 p.m. by Treasurer /Finance Director
Marc Davis
ROLL CALL Committee Members Present:
Director James Ferryman (rotating committee member)
Director Bob Ooten (rotating committee member)
Mr. Rob Harriers, Manager /District Engineer
Staff Members Present:
Mr. Marc Davis, Treasurer /Finance Director
Mr. Thomas Fauth, Assistant Manager
Ms. Joan Revak, Board Secretary/Program Manager /Clerk of the District
Ms. Teresa Gonzalez, Accountant
NEW BUSINESS Review of Treasurer's Report
Mr. Davis reported that the District's portfolio is earning approximately
2.877% as of April 2008. Mr. Davis reported that as of April 30th only one
security remained in the portfolio other than money deposited with LAIF and
with Bank of New York, the District's third party custodian. This was as a
result of calls made by the bond issuers due to our investments having
higher interest rates than the current market. The final security will be
maturing next week. The District is now actively attempting to purchase
securities. Money will be withdrawn from LAIF and used to purchase longer
term securities. The District has the flexibility to purchase securities now
because everything is liquid. It is anticipated that the investment settlements
will begin by the end of May; therefore, securities will be reported on the May
Treasurer's Report. Mr. Harriers asked if longer term securities would have
a higher yield because of interest rates possibly going down. Mr. Davis
replied that the yields are unknown at this time until we obtain quotes. The
yields will depend on whether we will be buying new securities, which the
pessimistic view is to assume that long term rates will not be good, or we
could be buying securities on the secondary market, which we would pay a
premium for, but earn a higher rate.
MINUTES OF INVESTMENT OVERSIGHT COMMITTEE MEETING May 22, 2008
Page 2
Mr. Davis discussed the process for purchasing new securities. The
Treasurer obtains three quotes from approved broker /dealers that already
have our investment policy and understand what we are allowed to invest in.
Mr. Davis will call three broker /dealers and communicate to them the
parameters that he is interested in. The broker /dealers will look at their
inventory and what is out on the street and will come back with a variety of
options. He will then compare and make a selection at that time. Once a
selection is made, Mr. Davis will notify the District's third party custodian with
the information of the security to be purchased. The money will be wired to
the third party custodian and the party from whom we want to purchase the
security will forward the security to the third party custodian. The third party
custodian then matches the information received from the District and
security received. If everything matches then the money is released to buy
the security.
Mr. Hamers identified that funds in the Money Market (Sweep Account) were
in excess of the 20% investment policy limit. Mr. Davis replied that the
excess funds were a result of the various unanticipated bondcalls and that by
policy if we go into a situation where something falls out of compliance, we
do not have to take immediate action to rectify situation, we just have to
monitor it so that we are not in the situation where we are forced to react to
something that was out of our control.
Review of CalTrust Investment Pool
Upon request by Director Schafer, Mr. Davis researched the CaITRUST
Investment Pool (CaITRUST) as a possible investment option. Mr. Davis
reported that CaITRUST is an alternative to LAIF. It originally started as an
alternative for the Cal State system and subsequently opened to include
other public agencies. The Pool has approximately $700 million in total
assets. CaITRUST offers three fund options: Short-Term, Medium -Term
and Long -Term Funds. Presently there are no participants in the Long -Term
Fund and participation in this fund would be custom tailored. The Short-
Term Fund allows for an unlimited number of deposits and withdrawals and
immediate access to the funds, while the Medium -Term Fund limits
transactions to once a month.
Mr. Davis compared CaITRUST to LAIF. He reported that in the month of
February 2008 LAIF, had a rate of return of about 3.8 %, the CaITRUST .
Short-Term Fund had a rate of return of about 3.4% and the Medium -Term
Fund had a rate of return of 4.4 %. It appears that by participating in
CaITRUST we could have some investing alternatives. Because of the
withdrawal limitation in the Medium -Term Fund, a cash flow analysis would
be required prior to investing in this fund.
If the Board decides to participate in this pool then the steps to take would be
to include the CaITRUST investment pool as an investing alternative on the
District's Investment Policy and secondly adopt a resolution authorizing
Treasurer to place funds in the pool.
MINUTES OF INVESTMENT OVERSIGHT COMMITTEE MEETING
May 22, 2008
Page 3
Director Ferryman questioned if yield was similar to LAIF and whether the
pool is insured. Mr. Davis replied that the different funds available give the
District more flexibility and that funds in the CaITRUST, as well as LAIF, are
not insured per say, but reassured Director Ferryman that all CaITRUST
funds comply with the limits and restrictions placed on local agency
investments by the California Government Code. The Short -Term Fund's
yield is comparable to LAIF but the Medium -Term Fund provides the option
of obtaining a higher yield with certain withdrawal limitations. The once a
month Medium -Term Fund withdrawal limitation would not create a cash flow
problem.
Proposed Investment Policy for Fiscal Year 2008 -09
Mr. Davis reported that Section II, Investment Selection Objective, was the
only section with real changes in the District's Investment Policy. This
section was replaced with the current section in the California Government
Code. Special attention was also made to page 12, the listing of the
segregation of Treasury functions. The 08 -09 District Investment Policy will
be presented with any changes decided at this meeting to the Board at their
June 2008 meeting.
Mr. Davis proposed to add the CalTRUST investment pool alternative to the
District Investment Policy for consideration by the entire Board at the June
2008 Board meeting. Director Ferryman and Director Ooten agreed to add
the CalTRUST investment pool alternative to the District Investment Policy.
Mr. Davis reviewed the primary components of our investment policy:
legality, safety, liquidity, diversification and yield. Only once we have met the
above objectives can we then chase yield as long as we can cover the
District's cash flow needs.
Director Ferryman questioned the reason for reduced projected interest
earnings for the upcoming fiscal year 08 -09. Mr. Davis replied that the
budget for interest earnings is lower than in prior years because of where the
market is right now and having to reinvest the dollars in lower interest rate
securities. In addition, the District has lower cash balances because of the
large capital outlays occurring over the past year. The projected yield used
for the budgeted interest earnings was 3.0 %.
PUBLIC COMMENTS There were no items discussed under public comments.
ADJOURNMENT The meeting adjourned at 5:20 p.m.
Approved by:
Secretary, Costa Mesa Sanitary District
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